So on NYE, when my husband took a peek at our holiday credit card bill, we had a little come to Jesus meeting about our spending. We've always been decent with our money and allocate into savings, retirement, and our various other accounts, but we've got big dreams, big vacations, and big plans for 2020, so we're trying hard to cut back.
Light bulb moment!
Are we the only ones who acquire gift cards and forget to use them? That's us. We get a gift card that we're really excited about, and then we put them somewhere safe, and weeks or months pass before we even think about them again.
So on January 1, I went to all the spots in our house where we keep gift cards (which, P.S., was seven different spots), and I made a list of all of them.
Gift cards for date nights.
Gift cards for fun outings with the kids.
Gift cards for groceries.
Gift cards for wellness.
Gift cards for car washes.
Gift cards for all the things we normally do and just haven't used gift cards for.
I'm almost embarrassed to tell you how much we had in gift cards (it's four digits, y'all). So we dubbed January the month of the gift card. If we can use a gift card on it, that's what we're doing.
This is my friendly reminder to you. If you've got gift cards sitting in drawers, go get them out NOW and use them up this year too, friends! I bet you too have more than you think you do laying around, and it does no good for any of us to let them sit in the drawer! Join us this month in gift card-ing... and then we'll figure out a new budgeting plan for February! <3
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